Legal terms governing your use of our website and services
Last Updated: 7 April 2026
Welcome to CotswoltechAI. These Terms of Use constitute a legally binding agreement between you and CotswoltechAI ("we," "us," or "our") governing your access to and use of our website and services.
By accessing or using our website, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use and our Privacy Policy. If you disagree with any part of these terms, you should not use our website or services.
Our services are intended for individuals aged 18 years or older who are legally capable of entering into binding contracts. By using our services, you represent and warrant that you meet these eligibility requirements.
If you're accessing our website or services on behalf of an organization, you represent that you have the authority to bind that organization to these terms.
CotswoltechAI provides financial education and guidance services designed to help individuals improve their money management skills and achieve their financial goals. Our services include, but are not limited to:
We reserve the right to modify, suspend, or discontinue any aspect of our services at any time without prior notice.
The information and guidance we provide is for educational purposes and should not be construed as financial, investment, tax, or legal advice. We do not recommend specific financial products, securities, or investment strategies.
While we strive to provide accurate and helpful information, we cannot guarantee specific financial outcomes. Your financial results will depend on numerous factors, including your specific circumstances, decisions, and external economic conditions.
Our services do not replace the need for professional financial advisors, accountants, or legal counsel when appropriate. For matters involving complex investments, tax planning, estate planning, or legal issues, we recommend consulting qualified professionals in those specific fields.
While many of our clients achieve significant financial improvements, we cannot and do not guarantee specific financial outcomes. Past results of other clients are not indicative of future results you may experience.
You agree to provide accurate, complete, and current information when using our services. The quality of guidance we can provide depends heavily on the accuracy of information you share. Providing false or misleading information may result in termination of services.
You are solely responsible for decisions you make regarding your finances. While we provide guidance and recommendations, the ultimate responsibility for implementing strategies and making financial decisions rests with you.
Any materials, tools, or resources we provide are for your personal use only. You may not share, reproduce, distribute, or create derivative works from these materials without our express written permission.
You agree not to use our website or services to:
Fees for our services are clearly stated on our Services page and are subject to change. We'll notify active clients of fee changes before they take effect. Payment is due at the time specified for each service, typically before service delivery begins.
We accept payment through various methods, which will be specified during the booking process. All payments are processed securely through reputable payment processors.
Due to the personalized nature of our services, refunds are generally not available once service delivery has begun. However, we're committed to client satisfaction and will work with you to address any concerns.
For comprehensive services paid in advance, we may offer prorated refunds for unused portions if you cancel before certain milestones, as detailed in your specific service agreement.
For ongoing services with recurring payments, failure to pay on time may result in suspension of services until payment is received. Continued non-payment may result in termination of services and potential collection actions.
All content on our website, including text, graphics, logos, images, software, and frameworks, is the property of CotswoltechAI or our licensors and is protected by UK and international copyright, trademark, and other intellectual property laws.
You may view and print content from our website for personal, non-commercial use only. Any other use requires our express written permission.
If you provide feedback, suggestions, or testimonials, you grant us a non-exclusive, worldwide, perpetual, royalty-free license to use, reproduce, and display that content for business purposes, including marketing our services.
You represent that any content you provide does not violate third-party rights or applicable laws.
Your privacy is important to us. Our collection, use, and protection of your personal information is governed by our Privacy Policy and GDPR compliance documentation, which should be read in conjunction with these Terms of Use.
By using our services, you consent to our data practices as described in those documents.
To the fullest extent permitted by law, CotswoltechAI, its directors, employees, and affiliates shall not be liable for:
Our total liability for any claims arising from our services shall not exceed the amount you paid us in the twelve months preceding the claim.
Some jurisdictions don't allow certain liability limitations, so some of these limitations may not apply to you.
You agree to indemnify, defend, and hold harmless CotswoltechAI and its officers, directors, employees, and agents from any claims, liabilities, damages, losses, costs, or expenses (including reasonable legal fees) arising from:
You may stop using our services at any time. For ongoing service arrangements, you should provide notice according to the terms of your specific service agreement.
We reserve the right to suspend or terminate your access to our services immediately, without notice, if:
Termination does not relieve you of obligations to pay for services already rendered or eliminate provisions of these terms that by their nature should survive termination.
We may revise these Terms of Use at any time by posting updated terms on our website. Material changes will be communicated through our website and, for active clients, via email.
Your continued use of our services after changes take effect constitutes acceptance of the revised terms. If you disagree with modified terms, you should discontinue use of our services.
By using our services, you consent to receive communications from us electronically, including via email. You agree that electronic communications satisfy any legal requirements that communications be in writing.
You can opt out of marketing communications at any time, though you'll continue to receive service-related communications necessary for your engagement with us.
Our website may contain links to third-party websites or services that are not owned or controlled by CotswoltechAI. We have no control over and assume no responsibility for the content, privacy policies, or practices of third-party websites or services.
You acknowledge and agree that we shall not be liable, directly or indirectly, for any damage or loss caused by your use of third-party services.
If you have a concern or dispute, please contact us first at [email protected]. We'll make every effort to resolve the issue informally and promptly.
These Terms of Use are governed by the laws of England and Wales, without regard to conflict of law principles. Any disputes arising from these terms or our services shall be subject to the exclusive jurisdiction of the courts of England and Wales.
For disputes that cannot be resolved informally, both parties agree to attempt resolution through mediation before pursuing litigation. This does not affect your statutory rights.
If any provision of these Terms of Use is found to be unenforceable or invalid by a court of competent jurisdiction, that provision shall be limited or eliminated to the minimum extent necessary while the remaining provisions remain in full force and effect.
These Terms of Use, together with our Privacy Policy and any specific service agreements, constitute the entire agreement between you and CotswoltechAI regarding use of our services and supersede all prior agreements and understandings.
Our failure to enforce any right or provision of these terms shall not constitute a waiver of that right or provision. Any waiver of any provision shall only be effective if made in writing and signed by an authorized representative.
You may not assign or transfer these Terms of Use or your rights under them without our written consent. We may assign these terms without restriction. Any attempted assignment in violation of this provision is void.
We shall not be liable for any failure or delay in performance due to circumstances beyond our reasonable control, including acts of God, war, terrorism, riots, civil unrest, government actions, natural disasters, or failure of telecommunications or internet services.
If you have questions or concerns about these Terms of Use, please contact us:
CotswoltechAI
42 High Street
Cirencester
Gloucestershire GL7 2NG
United Kingdom
Email: [email protected]
By using our website and services, you acknowledge that you have read these Terms of Use, understand them, and agree to be bound by them. You also acknowledge that these terms, together with our Privacy Policy, represent the complete and exclusive statement of the agreement between you and CotswoltechAI.